Nextierbank - NexTier Bank partners with NexTier Wealth Management to offer investment services. Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA / SIPC). Investment advice offered through Stratos Wealth Partners, a registered investment advisor and separate entity from LPL Financial.

 
 My Story with NexTier. The time, passion, dedication, and commitment that NexTier Bank put into helping the Keystone Ridge Designs' family and all their other community families during this challenging time speaks volumes. NexTier’s support and guidance allowed us to stand strong and lead our businesses in the face of adversity. . Artificial intelligence website free

Developing and executing strategies that maximize shareholder value, team cohesion,… | Learn more about Mark DeBiasio's work experience, education, connections & more by visiting their profile ...Nextier Bank 316 First Avenue Suite 101 West Kittanning, PA 16201. 0.50 mi. S&T Bank 227 Butler Road Kittanning, PA 16201. 0.56 mi. Northwest Bank 22 Franklin Village Mall Kittanning, PA 16201. 0.71 mi. Kit Tel Federal Credit Union 210 Arch St Kittanning, PA 16201. 0.76 mi. Nearby Atms. NEXTIER BANK, NATIONAL …"Statement Cycle" means the period of time for which NexTier Bank, N.A. provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Call 1-800-262-1088, visit one of our branch locations, or visit www.nextierbank.com for specific Monthly . Qualification Cycle and Statement Cycle …[email protected]. Sep 1, 2023. 2:56 PM. NexTier and Mars Banks have come to a merger agreement resulting in NexTier acquiring Mars, the banks …NexTier Bank is an Equal Employment Opportunity Employer. Find Us. Locate a branch near you. Locate Contact Us. Call us at 1.800.262.1088 or send us a message. Chat with Us. Talk to an advisor Chat now. NexTier Bank, N.A. does not endorse or guarantee the products, information or recommendations provided by linked sites. NexTier Bank is not …Find company research, competitor information, contact details & financial data for Nextier Bank, National Association of Kittanning, PA. Get the latest business insights from Dun & Bradstreet.BUTLER, Pa., Feb. 20, 2024 /PRNewswire/ -- NexTier, Inc. ("NexTier"), the holding company of NexTier Bank, N.A. ("NexTier Bank") has completed its merger, effective February 16, 2024, with Mars ...Nextier Bank Profile: Locations, Contact Info, Reviews. Branches in Nearby Cities. City # of Branches; West Kittanning: 1: Worthington: 1: Freeport: 1: Leechburg: 1: Chicora: 1: Saxonburg: 1: Petrolia: 1: Butler: 3: Banks & Credit Unions by State. AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ …Fast. Paying bills online is a fast and easy way to manage your finances. Enroll when you are logged into your NexTier Online Banking account. Personal. Digital Solutions. Bill Pay. Set up either one-time or recurring payments. Pay all of your bills from one secure website. Account to Account Transfers: easily and securely move money between ...NexTier Bank Hilltop Plaza branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Kittanning, Armstrong county, Pennsylvania since 1910. Hilltop Plaza office is located at 4 Hilltop Plaza, Kittanning. You can also contact the bank by calling the branch phone number at 800-262-1088.Prior to joining NexTier Bank, I spent sixteen years with Citizen’s Bank and Fifth Third Bank as a relationship Manager in their Regional Banking groups, providing world class service to ...NexTier Bank Evans City branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Evans City, Butler county, Pennsylvania since 1974. Evans City office is located at 238 East Main Street, Evans City. You can also contact the bank by calling the branch phone number at 800-262-1088NexTier Bank Clearview Mall branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Butler, Butler county, Pennsylvania since 1986. Clearview Mall office is located at 196 Clearview Circle, Butler. You can also contact the bank by calling the branch phone number at 800-262-1088. We are proud to provide the highest quality banking services to individuals and businesses. Our valued associates are vital to our past, present and future success, and their service makes our communities better places to live and work. Review our current employment opportunities via the link below. We seek and cultivate talent, recognize ... NexTier Bank offers several options including the most common conventional options: fixed-rate mortgages and adjustable-rate mortgages. Fixed-Rate Mortgages. Conventional, fixed-rate mortgages are a safe bet for borrowers that intend to stay in their home for a period of five years or more. This type of loan offers long-term predictability of ...Nextier Bank 316 First Avenue Suite 101 West Kittanning, PA 16201. 0.50 mi. S&T Bank 227 Butler Road Kittanning, PA 16201. 0.56 mi. Northwest Bank 22 Franklin Village Mall Kittanning, PA 16201. 0.71 mi. Kit Tel Federal Credit Union 210 Arch St Kittanning, PA 16201. 0.76 mi. Nearby Atms. NEXTIER BANK, NATIONAL …Keep tabs on your NexTier Visa ® Debit Card with CardBoss. With CardBoss, you can save time and gain peace of mind knowing you can control the NexTier Bank Debit Cards in your wallet with the smartphone in your pocket. If you can’t find your debit card, you can instantly lock the card to prevent fraudulent charges from being made.Distributions are tax-free after the age of 59 ½ and an investment period of at least 5 years. No required minimum distributions. 1 Traditional IRA tax-deductible contributions may be limited. Consult your tax advisor for more information. 2 Consult your tax advisor for more information. At NexTier Bank, we offer Traditional and Roth IRAs.NexTier Mobile is available to all NexTier Bank Online Banking customers. Accessing the NexTier Mobile app is easy! Simply use the same user name and password you have established for NexTier Online Banking. If you haven’t signed up for NexTier Online Banking, visit www.nextierbank.com to enroll. The NexTier Mobile app is free, but web …We have implemented enhanced security to your NexTier Online Banking Account. SecureNow is a new multi-factor authentication feature added to Online Banking.NexTier Bank offers several options including the most common conventional options: fixed-rate mortgages and adjustable-rate mortgages. Fixed-Rate Mortgages. Conventional, fixed-rate mortgages are a safe bet for borrowers that intend to stay in their home for a period of five years or more. This type of loan offers long-term predictability of ...For Nextier Bank, National Association's securitized auto loans, the charge-offs amount to $5,696,000 and the recoveries amount to $984,000. For general car loans, the charge-offs amount to $2,558,000 and the recoveries amount to $1,009,000. This results in a net charge-offs of automobile loans debited to the allowance for loan and lease losses of …At NexTier Bank, we make your Business journey simple, with business accounts and lending options tailored to fit your business's needs.The Hello Money Market Special Offer is available to current qualifying NexTier Bank deposit accounts.*. This is a variable rate account where the APY and interest rate may change at any time after the account is opened; however, the minimum APY of 5.11% is guaranteed on a balance of $25,000 or more through August 31, 2024. Senior Vice President / Director of Treasury Services. Lara Wozniak is the Senior Vice President / Director of Treasury Services at NexTier Bank. Before joining NexTier in 2001, Lara worked for a regional bank outside of Washington D.C. Lara graduated from The Pennsylvania State University with a Bachelor’s Degree in Business and has earned ... NexTier Bank Hilltop Plaza branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Kittanning, Armstrong county, Pennsylvania since 1910. Hilltop Plaza office is located at 4 Hilltop Plaza, Kittanning. You can also contact the bank by calling the branch phone number at 800-262-1088.Nextier Bank 316 First Avenue Suite 101 West Kittanning, PA 16201. 0.50 mi. S&T Bank 227 Butler Road Kittanning, PA 16201. 0.56 mi. Northwest Bank 22 Franklin Village Mall Kittanning, PA 16201. 0.71 mi. Kit Tel Federal Credit Union 210 Arch St Kittanning, PA 16201. 0.76 mi. Nearby Atms. NEXTIER BANK, NATIONAL …“NexTier Bank is enthusiastic about the opportunity to extend our banking franchise into the Buffalo and Rochester, New York markets,” said Clem Rosenberger, NexTier Bank’s president and CEO. Nextier Bank 316 First Avenue Suite 101 West Kittanning, PA 16201. 0.73 mi. Nearby Atms. MONEY ACCESS SERVICE 222MARKET STREET Kittanning, PA 16201. 0.00 mi. Menu. Personal . I Want To . Report Fraud; Login to Online Banking; Find a Location; Contact NexTier Bank; Explore Community Commitment; Telephone Banking: 844.639.8437 OR 724.543.2350NEXTIER BANK, PARKER BRANCH. Basic Info Financial Info Routing Numbers Reviews Map More Info. Name: NEXTIER BANK, PARKER BRANCH Full Service Brick and Mortar Office: Location: 102 South Wayne Avenue Parker, PA 16049 Armstrong County View Other Branches : Phone: 724-399-2401: FDIC Cert: #7900: Established: 06/02/1969: Write a … NexTier Connects Checking. Free NexTier Visa ® Debit Card. Free eStatements. Free Online Banking with Bill Pay. Free Mobile Banking. Free Telephone Banking. Free ATM withdrawals on the Freedom ATM Alliance Network. $100.00 minimum deposit to open. Minimum daily balance of $400 or a monthly average balance of $600 to avoid a $4 monthly service ... Construction Loans. Financing options to build or expand your existing space. If you are considering a financing option to grow your business, NexTier Bank’s construction loans may be the clear choice. Whether you are looking to build a new facility or expand your existing space, our experts make it easy to apply.Nextier Bank 316 First Avenue Suite 101 West Kittanning, PA 16201. 0.73 mi. Nearby Atms. MONEY ACCESS SERVICE 222MARKET STREET Kittanning, PA 16201. 0.00 mi. NEXTIER BANK, NATIONAL ASSOCIATION 222 MARKET ST Kittanning, PA 16201. 0.00 mi. CITIZENS BANK OF PENNSYLVANIA 250 MARKET Kittanning, PA 16201. 0.02 mi. …At NexTier Bank, we make your Business journey simple, with business accounts and lending options tailored to fit your business's needs.NexTier, Inc. ("NexTier"), the holding company of NexTier Bank, N.A. ("NexTier Bank") has completed its merger, effective February 16, 2024, with Mars …As of June 30, 2023, NexTier Bank reported total assets of $2.13 billion, total loans of $1.68 billion and total deposits of $1.74 billion. www.nextierbank.com. About …AVP Pittsburgh Regional Manager at NexTier Bank Kittanning, Pennsylvania, United States. 153 followers 154 connections See your mutual connections. View mutual connections with Jennifer ... Digital Solutions. From Online & Mobile Banking to Debit Card Services, NexTier Bank has the banking covered. Learn More. NexTier Bank offers Checking Accounts to support personal & business finances. Designed for any income level or business size. Aug 31, 2023 · NexTier Bank, N.A. is a subsidiary of NexTier, Inc. and has 27 community offices throughout Butler, Armstrong, Allegheny, Westmoreland, Clearfield and Cumberland counties in Pennsylvania, along ... Liked by Heather Lively. NexTier Bank is happy to announce our new Evans City office at 229 East Main Street will open at 9 am on Monday, March 4. The full-service branch….‎Manage your money anytime, anywhere with NexTier Mobile. Conveniently and securely: •Check account balances •View recent transactions •Transfer money between accounts … Menu. Personal . I Want To . Report Fraud; Login to Online Banking; Find a Location; Contact NexTier Bank; Explore Community Commitment; Telephone Banking: 844.639.8437 OR 724.543.2350 No monthly service charge. Interest Bearing Account 1 – When qualifications are met, earn 0.65% APY on balances up to $35,000 and 0.65% to 0.25% APY on balances above …At NexTier, our success is driven by our people. Here, you can propel your career to new heights in an employee-centric culture where we value your trust and individual initiative. Whether you’re an entry-level applicant or an experienced energy-industry professional, you’ll find the cutting-edge technology and training to help you create ...Nextier Bank 316 First Avenue Suite 101 West Kittanning, PA 16201. 0.73 mi. Nearby Atms. MONEY ACCESS SERVICE 222MARKET STREET Kittanning, PA 16201. 0.00 mi. NEXTIER BANK, NATIONAL ASSOCIATION 222 MARKET ST Kittanning, PA 16201. 0.00 mi. CITIZENS BANK OF PENNSYLVANIA 250 MARKET Kittanning, PA 16201. 0.02 mi. …NexTier Bank Butler, PA. Deposit Support Specialist (Hybrid) NexTier Bank Butler, PA 4 weeks ago Be among the first 25 applicants See who NexTier Bank has hired for this role ...This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Wireless carrier fees may apply. Discover benefits and features of Bank of America's Online Banking and Mobile Banking app. The features offered provide convenient and secure banking from a computer, tablet or smartphone.NexTier Bank Northtowne branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Gibsonia, Allegheny county, Pennsylvania for over 24 years. Northtowne office is located at 101 Northtowne Drive, Gibsonia. You can also contact the bank by calling the branch phone number at 800-262-1088.Jan 30, 2024 · NexTier Mobile is available to all NexTier Bank Online Banking customers. Accessing the NexTier Mobile app is easy! Simply use the same username and password you have established for NexTier Online Banking. If you haven’t signed up for NexTier Online Banking, visit www.thebank.com to enroll. The NexTier Mobile app is free, but web ... Manage your money anytime, anywhere with NexTier Mobile. Conveniently and securely: •Check account balances. •View recent transactions. •Transfer money between accounts. •Pay bills. •Find NexTier ATM and branch locations. NexTier Mobile is available to all NexTier Bank Online Banking customers. Accessing the NexTier Mobile app is easy! Treasury Management. Sweep Accounts. With a NexTier Sweep Account, excess funds will automatically “sweep” to an interest bearing account of your choosing and remain there until they are needed to cover checks presented against your account. As of June 30, 2023, NexTier Bank reported total assets of $2.13 billion, total loans of $1.68 billion and total deposits of $1.74 billion. www.nextierbank.com. About …BUTLER, Pa., Feb. 20, 2024 /PRNewswire/ -- NexTier, Inc. ("NexTier"), the holding company of NexTier Bank, N.A. ("NexTier Bank") has completed its merger, effective February 16, 2024, with Mars ...NexTier Bank Freeport branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Freeport, Armstrong county, Pennsylvania for over 10 years. Freeport office is located at 236 Fifth Street, Freeport. You can also contact the bank by calling the branch phone number at 800-262-1088A NexTier Bank Personal Banker will follow up to answer your questions. Our goal is to provide the highest level of service at competitive rates. Our Personal Bankers are only a phone call away if you need help. Contact us at 724-538-2227. We recognize the importance of thriving communities. #NexTierGivesBack is our community promise to continue giving back for generations to come. We're More Than Just a Bank - we provide personal and business banking solutions that support our communities and help you reach your dreams. NexTier Bank offers several options including the most common conventional options: fixed-rate mortgages and adjustable-rate mortgages. Fixed-Rate Mortgages. Conventional, fixed-rate mortgages are a safe bet for borrowers that intend to stay in their home for a period of five years or more. This type of loan offers long-term predictability of ...NexTier Connects Checking. Free NexTier Visa ® Debit Card. Free eStatements. Free Online Banking with Bill Pay. Free Mobile Banking. Free Telephone Banking. Free ATM withdrawals on the Freedom ATM Alliance Network. $100.00 minimum deposit to open. Minimum daily balance of $400 or a monthly average balance of $600 to avoid a $4 …Welcome to NexTier Bank, a dynamic combination of three longstanding hometown banks – Farmers National Bank of Kittanning, Merchants National Bank of Kittanning and NexTier Bank, originally ...Nextier Bank NA operates as a bank. The Bank offers consumer loans, credit cards, insurance, weath management, and merchant services. Nextier Bank NA operates in the State of Pennsylvania. Company ...Automatically collect one-time or recurring payments by directly debiting donors checking or saving accounts and electronically transferring the funds to your NexTier account on a specific date. You can provide your donors with an alternative to credit cards and checks that produces faster payments and more efficient processing for your ministry. Applying online is as easy as 1-2-3. Click Apply Now and complete the application. When you have completed the application, click submit and your information will be reviewed for approval. A NexTier Bank Personal Banker will follow up to answer your questions. Select a Loan Officer to Apply Now. 1 When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.50% resulting in an APY of 0.50%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance over …NexTier Bank. Jan 2004 - Apr 202117 years 4 months. Responsible for daily core system processing. Maintain and update core banking system, teller system, as well as the new account system to ...NexTier Bank offers a free checking account with popular options to customize it to your preferences. You can use mobile banking, online banking, mobile deposit, bill pay, and … Distributions are tax-free after the age of 59 ½ and an investment period of at least 5 years. No required minimum distributions. 1 Traditional IRA tax-deductible contributions may be limited. Consult your tax advisor for more information. 2 Consult your tax advisor for more information. At NexTier Bank, we offer Traditional and Roth IRAs. NexTier Bank Northtowne branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Gibsonia, Allegheny county, Pennsylvania for over 24 years. Northtowne office is located at 101 Northtowne Drive, Gibsonia. You can also contact the bank by calling the branch phone number at 800-262-1088.Developing and executing strategies that maximize shareholder value, team cohesion,… | Learn more about Mark DeBiasio's work experience, education, connections & more by visiting their profile ... Deposit to Open. $50. $100. $100. Balance Requirement. No Minimum Balance Requirement. Minimum daily balance of $400 or a monthly average balance of $600 to avoid a $4 monthly service charge. Maintain a minimum daily balance of $1,000 or an average monthly balance of $2,000 to avoid a $7 monthly service charge. Monthly Service Charge. Whether you’re looking for a traditional personal checking account or one with extra perks; NexTier Bank has you covered.The Hello Money Market Special Offer is available to current qualifying NexTier Bank deposit accounts.*. This is a variable rate account where the APY and interest rate may change at any time after the account is opened; however, the minimum APY of 5.11% is guaranteed on a balance of $25,000 or more through August 31, 2024. NexTier Bank Hilltop Plaza branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Kittanning, Armstrong county, Pennsylvania since 1910. Hilltop Plaza office is located at 4 Hilltop Plaza, Kittanning. You can also contact the bank by calling the branch phone number at 800-262-1088 We have implemented enhanced security to your NexTier Online Banking Account. SecureNow is a new multi-factor authentication feature added to Online Banking. Say Hello To Savings with a Certificate of Deposit. Receive. 5.35% APY on a 9 Month CD. with over $5,000 in New Money!*. This Special Offer CD rolls into our 12 Month CD at the rate offered by NexTier Bank at the time of maturity. Annual Percentage Yield (APY) accurate as of March 14, 2024. Opening deposit must include a minimum of $5,000. We are proud to provide the highest quality banking services to individuals and businesses. Our valued associates are vital to our past, present and future success, and their service makes our communities better places to live and work. Review our current employment opportunities via the link below. We seek and cultivate talent, recognize ... Menu. Personal . I Want To . Report Fraud; Login to Online Banking; Find a Location; Contact NexTier Bank; Explore Community Commitment; Telephone Banking: 844.639.8437 OR 724.543.2350 Aug 31, 2023 · NexTier Bank, N.A. is a subsidiary of NexTier, Inc. and has 27 community offices throughout Butler, Armstrong, Allegheny, Westmoreland, Clearfield and Cumberland counties in Pennsylvania, along ... ACH Services. NexTier automatic payments save business customers time and money. Think of all the possibilities, such as managing the billing and collection of routine payments without paper and the elimination of check preparation, storage and retrieval costs. Automatic payment gives you the ability to maintain greater control over your funds.With 2023 fast approaching, we believe it's still important, now more than ever, to continue finding and spreading kindness through our communities. To do this, we need your help! No matter how big or small, we want to hear the story about how you or someone you know performed an act of kindness. We're challenging you to help us, #FindtheKind.NexTier Bank, N.A. (formerly Citizens National Bank) is an FDIC-insured bank that serves the western Pennsylvania region with corporate headquarters in Kittanning. The Bank has 28 branch locations in Allegheny, Butler, Armstrong, and Westmoreland counties in western Pennsylvania. Member FDIC (each depositor insured to at least USD 250,000). HQ: …NexTier Bank. 1,695 followers. 1d. A Free Business Account from NexTier Bank can help keep your business finances simple and on track! No minimum balance requirement ☑️ Free NexTier Visa ...Free Online Banking. Free Mobile Banking. Free Telephone Banking. $1,500 minimum deposit to open. Maintain a minimum daily balance of $1,500 or monthly average balance of $5,000 to avoid a $10 monthly service charge. NexTier does not limit or charge for transfers to another account or third-parties by pre-authorized or automatic transfers.NexTier Bank was founded in January 1897 and is based in Kittanning, Pennsylvania. The bank operates as a subsidiary of Nextier Incorporated. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, NexTier Bank is classified as a commercial bank, national (federal) charter and Fed member, supervised …

Zachary Jenkins is a Vice President, Commercial Lending at NexTier Bank based in Kittanning, Pennsylvania. Previously, Zachary was a Commercial Re lationship Manager at Northwest. Zachary received a Bachelor of …. My view board

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NexTier Bank, N.A. does not endorse or guarantee the products, information or recommendations provided by linked sites. NexTier Bank is not liable for any failure of products, services or information provided through third party sites. Third party linked sites may have privacy policies that differ from NexTier Bank; and linked sites may or may ...As of June 30, 2023, NexTier Bank reported total assets of $2.13 billion, total loans of $1.68 billion and total deposits of $1.74 billion. www.nextierbank.com. About …Determine whether Nextier Bank National Association grew or shrank during the last recession. This is useful in estimating the financial strength and credit risk of the company. Compare how recession-proof Nextier Bank National Association is relative to the industry overall. While a new recession may strike a particular industry, measuring …High earnings and cash back. Get StartedLoan Payment Calculator. This calculator will calculate a loan's monthly payment amount – at various compounding intervals – based on the principal amount borrowed, the length of the loan and the annual …Get more information for Nextier Bank in Richland Twp, PA. See reviews, map, get the address, and find directions. Search MapQuest. Hotels. Food. Shopping. Coffee. Grocery. Gas. Nextier Bank. Opens at 8:30 AM (724) 449-3900. Website. More. Directions Advertisement. 101 Northtown Sq Richland Twp, PA 15044 Opens at 8:30 AM. Hours. … Learn how to access your accounts, find information, and connect with NexTier Bank on the new and improved online customer experience at www.nextierbank.com. The website offers features such as an expanded product overview, an Education Center, a Community Center, and a branch locator. 1 likes, 0 comments - nextierbank on June 22, 2023: "樂 DID YOU KNOW? You can make Mobile Deposits from the NexTier Mobile App! It's simple & secure: 1. … Learn how to access your accounts, find information, and connect with NexTier Bank on the new and improved online customer experience at www.nextierbank.com. The website offers features such as an expanded product overview, an Education Center, a Community Center, and a branch locator. NexTier Bank Zelienople branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Zelienople, Butler county, Pennsylvania since 1962. Zelienople office is located at 226 South Main Street, Zelienople. You can also contact the bank by calling the branch phone number at 800-262-1088 Home Equity Lines of Credit – Up to 100% of Your Home’s Value. Turn your home’s equity into a flexible, convenient credit line when you need it. Competitive interest rates. Flexibility: apply once and access your credit line anytime. Select monthly payments that fit your budget.With 2023 fast approaching, we believe it's still important, now more than ever, to continue finding and spreading kindness through our communities. To do this, we need your help! No matter how big or small, we want to hear the story about how you or someone you know performed an act of kindness. We're challenging you to help us, #FindtheKind."Statement Cycle" means the period of time for which NexTier Bank, N.A. provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Call 1-800-262-1088, visit one of our branch locations, or visit www.nextierbank.com for specific Monthly . Qualification Cycle and Statement Cycle …At NexTier Bank, we are committed to keeping our customers’ financial and personal information safe. Our Fraud Center was established in early 2023 as a way to keep our customers informed of current fraudulent scams, a source of information to help them recognize fraudulent activity, and to ensure resources are available if someone falls ....

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