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This program lets you borrow up to $500, in $100 increments, for a $5 flat fee and then repay the loan in three equal payments over ... Customers who meet the bank's criteria can apply to borrow up to $500 and pay just a $5 fee. The program could be used to cover an unexpected expense or other short-term financial need.Dollar Tree News: This is the News-site for the company Dollar Tree on Markets Insider Indices Commodities Currencies StocksAlternatively, you can use the simple interest formula I=Prn if you have the interest rate per month. If you had a monthly rate of 5% and you'd like to calculate the interest for one year, your total interest would be $10,000 × 0.05 × 12 = $6,000. The total loan repayment required would be $10,000 + $6,000 = $16,000.Interest, in its most simple form, is calculated as a percent of the principal. 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